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Your Guide to Government 

Financial Assistance for 

Business in Nova Scotia


Revised 2017-2018 Edition


By: Iain Williamson









Your Guide to Government Financial Assistance for Business in Nova Scotia has been published annually since 1993 and covers 493 federal and provincial programs, sub-programs and other initiatives that relate to for-profit companies operating in Nova Scotia. It describes each program; the eligibility requirements together with the application process. It provides 527 contact addresses, phone and fax numbers together with websites.

Financing is constantly in a state of flux. New programs and initiatives are announced every year and others fade away without any fanfare. For this reason, this guide is updated annually. It is a monumental task but readers appreciate getting the latest information.

If you are looking to finance a business in Nova Scotia, this is the place to start. You can save yourself countless hours of searching for the programs that are best suited to your needs. Whether you are at the start-up stage or wish to expand an existing business, you will benefit greatly from knowing what is available and how to make quick contact with the program managers. It’s all here at your fingertips!


Author, Iain Williamson, is an entrepreneur, business consultant and seminar leader. His views have appeared in many newspaper articles. He has also been the guest speaker on a CBC Radio phone-in show on starting a business in a recession. In addition, he has appeared on television shows such as: CBC TV's Venture; TVO's MoneysWorth, and Canada Tonight of BCTV and CHCH Television.

Iain spent five years as a financial analyst and knows what makes business tick. For fourteen years he operated his own businesses in importing, high technology and manufacturing. He is now a small business consultant and also owns a book publishing business. He holds degrees from Oxford University, England and from St. Andrew's in Scotland. He has successfully arranged government grants and writes from firsthand experience which he shares with you. This book is essential reading for anyone who is seeking business financing.


Your Guide to Government Financial Assistance for Business in Nova Scotia: 2017-2018 Edition by Iain Williamson, 280 pages, softcover, ISBN 978-1-55270-781-4; ISSN 1198-0516; published in July 2017; Canadian $99.95.   


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Chapter 1 - Introduction

The Scope of This Book

Some factors to Bear in Mind

Constant Changes


Chapter 2 The 2017 Federal Budget & Canada Small Business Financing Act

Initiatives Announced in the Federal Budget of 22 March 2017

Office of Small and Medium Enterprises (OSME)

Canada Small Business Financing Program (CSBFP)


Chapter 3 Business Development Bank of Canada & Associated Programs

Business Development Bank of Canada (BDC)

Futurpreneur Canada


Chapter 4 Innovation, Science and Economic Development Canada

Canada Business Network

Impact Canada Fund

Strategic Innovation Fund

Automotive Innovation Fund (AIF)


Chapter 5 Assistance for Research Development in Canada

Scientific Research and Experimental Development (SR&ED) Tax Incentive Program

National Research Council Canada (NRC)

CanExport Program

Collaborative Research and Development (CRD) Grants

Idea to Innovation (I2I) Grants

DND/NSERC Research Partnership Grants

Defence Research and Development Canada (DRDC)

Strategic Aerospace and Defence Initiative (SADI)


The Canadian Space Agency (CSA)

Cooperation Agreement Between Canada and the European Space Agency (ESA)


Chapter 6 Export Related Assistance

Export Development Canada (EDC)

Northstar Trade Finance Inc.

Accord Financial Corp.


Camsa Inc.


National Bank of Canada: Global Trade Solutions

Desjardins: Import and Export

BNP Paribas SA

Canadian Commercial Corporation (CCC)

Canada Border Services Agency (CBSA): Duty Deferral and Relief

The Forum for International Trade Training (FITT)


Chapter 7 Indigenous and Northern Affairs Canada

Aboriginal Tourism Association of Canada

Aboriginal Business and Entrepreneurship Development (ABED)

Procurement Strategy for Aboriginal Business (PSAB)

Further Information on AANDC


Chapter 8 Canada Mortgage and Housing Corporation (CMHC)

Background on CMHC

National Housing Strategy

National Housing Fund

Targeted Support for Northern Housing

Housing Internship Initiative for First Nations & Inuit Youth (HIIFNIY)

Further Information


Chapter 9 Assistance for the Environment

Sustainable Development Technology Canada (SDTC)

Environmental Careers Organization (ECO)

The Green Municipal Fund (GMF)

Municipalities for Climate Innovation Program

Department of Natural Resources Canada (NRCan)


Chapter 10 Assistance for Agriculture and Resources

Agriculture and Agri-Food Canada (AAFC)

Farm Credit Canada (FCC)

Agricultural Credit Corporation (ACC)

Canadian Dairy Commission (CDC): Matching Investment Fund (MIF)


Canadian Wood Fibre Centre (CWFC)

National Forest Pest Strategy

Mineral Exploration Tax Credit


Chapter 11 Human Resources and Job Skills

Employment and Social Development Canada (ESDC)

Information & Communications Technology Council (ICTC): CareerConnect

BioCareers - Career Focus Program

Canadian Worker Cooperative Federation (CWCF)

Canadian Alternative Investment Cooperative (CAIC)


Chapter 12 Assistance for Media and the Arts

Heritage Canada

Canadian Audio-Visual Certification Office (CAVCO)

Livres Books Canada

The Canada Council for the Arts

Canadian Independent Film & Video Fund (CIFVF)

Telefilm Canada

National Film Board of Canada (NFB)

Canada Media Fund (CMF)

Independent Production Fund (IPF)

Canadian Broadcasting Corporation (CBC)

Telus Fund

Shaw Rocket Fund

Rogers Cable Inc.

Bell Broadcast and New Media Fund

bravoFACT (Foundation to Assist Canadian Talent)

Harold Greenberg Fund

Quebecor Fund

COGECO Program Development Fund


Chapter 13 Atlantic Canada

Atlantic Canada Opportunities Agency (ACOA)

Atlantic Innovation Fund (AIF)

GrowthWorks Atlantic Venture Fund


Chapter 14 Assistance in Nova Scotia

Nova Scotia Budget 2017-2018

Department of Business

Nova Scotia Business Inc. (NSBI)

Halifax Partnership

Nova Scotia Finance and Treasury Board

Small Business Loan Guarantee Program

Ulnooweg Development Group Inc. (UDG)

TEAM Work Cooperative

Department of Labour and Advanced Education

Students in Business Program (SIB)

Nova Scotia Apprenticeship Agency

Communities Culture and Heritage

Music Nova Scotia

Nova Scotia Department of Agriculture (NSDA)

Nova Scotia Farm Loan Board

Nova Scotia Federation of Agriculture (NSFA)

Nova Scotia Fisheries & Aquaculture

Fisheries and Aquaculture Loan Board


Resource Recovery Fund Board (RRFB)

Efficiency Nova Scotia Corporation

Centre for Entrepreneurship Education & Development Incorporated (CEED)

Centre For Women in Business

Black Business Initiative (BBI)

Entrepreneurs with Disabilities Network (EDN)

Le Conseil de développement économique de la Nouvelle-Écosse (CDENE)

First Angel Network (FAN)

Enterprise Development Centres

Canada Business - Nova Scotia Reference Library


Chapter 15 Business Incubators, Accelerators & Innovation Centres

The Incubator Concept

Applications of the concept

Types of incubators in Canada

What incubators provide

Innovation centres

Some observations on incubators


Ability to Attract Investors

Incubators, Innovation Centres and Accelerators in Canada

Volta Labs

Navigate Startup House


Innovacorp Demonstration Centre (IDC)

Perennia Innovation Centre

Startup Canada Women Entrepreneurship Fund

TruShield Retail Startup Fund

Enactus Canada

Canadian Industrial Innovation Centre



Canadian Association of Business Incubators (CABI)










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